Based in Johannesburg, Consumer Credit Counselling is a debt counselling agency, regulated by the National Credit Regulator and specialising in debt counselling services.
WHO NEEDS DEBT COUNSELLING?
- If your debt exceeds 60% of your gross salary
- If your total financial commitments exceeds 80% of your gross salary
- If you cannot honour your credit agreement payments on time
- If you borrow money to pay your debts
What Leads to Over Indebtedness?
- Indulgence-lifestyle, gambling, credit cards
- Ignorance-insurance policies, micro loans, mortgage
- Lack of proper planning
- Market Conduct